Some of the most important advice I can give you in dealing with credit card companies, or just about any company, is “It can’t hurt to ask”. There are millions of dollars paid in fees and late charges every month that companies are willing to waive, but only if you ask.
When I first started using reward cards, it was very easy to place a value on my rewards. My mental calculation went like this: I got something for nothing. Whohoo!
Sometime during the middle of May 2009, Advanta Bank (who issues only business credit cards) informed their customers (or rather cardholders) that they will have have to stop using their card. Someone had to stop charging by the end of May, some were given until 10th June 2009.
I’m noticing a trend at work that I thought I’d talk a little about. More and more people are going over to the prepaid debit/gift cards as a way to avoid compromising their debit and credit cards. I’m seeing this for a lot of people who shop online and are completely freaked out by the thought of someone clearing out their accounts.
This is an interview with Peter Anderson from Bible Money Matters. Peter blogs about personal finance from a Christian perspective. This is an interview about his views in general about Bible teachings and money. I would also urge you to check out his blog and subscribe to his feeds.
Hello all! Hope you’re enjoying your weekend! I had to work, so mine will seem kind of short, but otherwise it’s going well. My parents’ 30th wedding anniversary is on Monday, but we’re going to celebrate tomorrow and I’ll be busy with that most of the day. So, in the meantime, I thought I’d leave you some interesting links to get you through the weekend!
This is an interview with Neil Robertson from www.debtadvice4free.com. Neil lives in the UK and he got himself into debt and is working his way out of it. I wanted to find out not just about his story, but also what alternatives folks in UK have with regards to things like credit counseling and filing for bankruptcy. Below is my interview with Neil
Wednesday, I had the honor of speaking at the 75th Anniversary of the Federal Credit Union Act Symposium hosted by the Honorable Gigi Hyland from the NCUA. I was asked to discuss what I thought credit unions needed to focus on to make sure the next 75 years are as good, or better, than the last.
I am trying to find a credit monitoring service that will give me unlimited daily access to reports and scores from all 3 credit reporting companies. Many do not allow you to get up-to-date information on a daily basis, only monthly or quarterly, or just monitor the three reports. Credit scores can change often and I would like to be able to watch changes regularly.
I don’t know about you, but the level of customer service these days isn’t what it used to be. And, working for a company that purposely goes out of it’s way to create that “WOW” moment, I feel even more resentful when I get bad service. Still, I work retail, so I suck it up and move on. But, this story is one where I wasn’t going to just move on…let me tell you why!