I received an interesting comment in response to my post earlier this week about credit card use being a lifetime habit:
As a reward card guru, I have learned many tricks to maximizing my rewards. You could search through all of the archives here at the AskMrCreditCard blog, or I can condense it for you:
Repairing your credit isnt easy and it isnt fun, I should know. But, its possible to do if you have the patience and will to get it done.
I did a radio show yesterday and had Stephanie from Poorer Than You as my guest. She is a 22 year old recent graduate who has blogged for 3 years on her blog about personal finance. She even took a break from college to save more money and pay off her credit card debt. She has also taken personal finance class in college and I grilled her on what was thought. This is a really interesting interview, so sit back and enjoy.
Here are a few random items that I have discovered lately:
Lower Interest Rate To Give Up Your Credit Card? Yes!
Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, its not just your ability to get credit that is affected by your FICO score, but a whole host of life’s other little challenges. Here are some of the ways that your FICO score can impact your life.
American Express Gift Cards are one of the most popular gift cards. They can be purchased online here in denominations of $25, $50, $100, $200, $500, $700, $1000, $2000 and $3000 (subject to a shipping charge, in addition to the purchase fee). But American Express Gift Card are a little different from Visa Gift Cards and below are some explanations to frequently asked questions about them.
Last fall, I received an email from a long time credit card industry employee. I ended up corresponding with the author, and ultimately, I posted my interview with the insider as a three part series on this blog.
Those songs from a certain misleading ad campaign sure are catchy and I dont just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the credit monitoring service certainly isnt.Aand its no walk in the park to cancel it either.
Canceling a credit card may seem like the best option, especially if you dont use it very often- but doing so can lower your credit score. Here are six reasons why you might want to think twice before getting rid of that redundant credit card.