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In an environment where banks are (understandably) hesitant to loan money to individuals, LendingClub bills itself as a way for borrowers to get low interest rate loans and build their credit. With LendingClub, you can get a 3 year term loan (36 monthly payments) between $1,000 and $25,000 with a fixed rate. I recently signed up with Lending Club as a borrower to test it out, and I have to say, I’m very impressed. Some highlights from my experience so far:
Every day brings a headline sillier than the…
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Some headlines sound ridiculous. Obviously…
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This is an email I just got from a reader telling…
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Right now is a pretty interesting time for credit card issuers and credit card users alike. The entire industry is in flux, thanks to the recent economic turmoil and a flurry of tits-for-tats regarding credit card regulation. By far, the most prominent credit card legislation is the much talked about Credit Card Accountability, Responsibility and Disclosure Act (The Credit CARD Act of 2009), but there are a number of other bills pertaining to lending, debit cards and credit cards making their way through congress right now. Already, we see the rules of the credit card game changing drastically in response to the CARD Act – and it hasn’t even fully gone into effect yet. In order to get a sneak peek at what may be in store, as well as exercise your civic duty to keep abreast of pending laws, you can pop on to a site called Open Congress that allows you to read bills, track the progress of bills and learn more about the sponsors. To get you started, here are a few that you may be interested in:
How can I get B of A to report to the credit…
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Travel and credit card bloggers are great sources…
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A funny thing happened at my son’s gymnastics class. I mean, let’s face it, a TON of things were funny about gymnastics - imagine 18 toddlers between the ages of 18 months and three years tumbling on dance mats, jumping on trampolines, walking through an improvised “haunted house,” and chasing each other with fake snakes, spiders, and bugs.
Chase Freedom has long been hailed as the best cashback credit card. The card let you get 3% cashback on gas, grocery and drug store purchases before moving to a “top 3 spending” in 15 categories model. But that was before the credit crisis made issuers across the board taketh away. Now, it’s a little bit harder to get cashback and you get a little bit less. Many compare the Chase Freedom card to the Discover More card (with some going as far as calling it a “watered down version”) but if used correctly, the Chase Freedom card can rack you up a decent amount of cashback. Read on to learn more or check it out yourself by applying for for the Chase Freedom card.